Observer Todayhttp://www.observertoday.comTop Headlinesen-usFri, 31 Oct 2014 16:40:24 EDTFri, 31 Oct 2014 16:40:24 EDT thoughts on campaigns is the final countdown for Election 2014 as voters prepare to make their choices on Tuesday across our county, state and nation. Once again, there has been a little bit of everything with this year's edition: the good, the bad and the ugl.Fri, 31 Oct 2014 00:00:00 EDTTrick or treats don't make these things up. I couldn't. My imagination does not run in that direction. There truly is a National Family Pajama Night. Last year it occurred on November 2nd so I've no reason to suppose it won't happen this coming Sunda.Fri, 31 Oct 2014 00:00:00 EDTAvoid costly health care surprises in 2015 Halloween's tricks or treats are finally over and the spooky decorations are put away for another year, focus your attention on the annual health insurance open enrollment season. It's here again and there are more choices than ever.Thu, 30 Oct 2014 00:00:00 EDTOur open-door policy hits the pocketbook election less than a week away is about two issues: amnesty for illegal aliens and Obamacare. The U.S. is at a tipping point on whether it will become more socialist than capitalist and whether Constitutional protections will largely fade away.Wed, 29 Oct 2014 00:00:00 EDTKnowing the issues, candidates in voting registered with the Independence Party because I can clearly see the good and bad from both sides of the political fence. I have read with interest your columnist Vicki Westling, as well as the editorial comments published by the OBSERVE.Wed, 29 Oct 2014 00:00:00 EDT