Lake Shore Savings Bank has earned an “Outstanding,” the highest rating possible, on its most recent Community Reinvestment Act performance examination from the Office of the Comptroller of the Currency for the period of Jan. 1, 2021, through Dec. 31, 2023. Performance evaluations occur every three years and assess a bank’s record of meeting the credit needs of the entire community, including low and moderate-income neighborhoods.

“Lake Shore Savings Bank is passionately dedicated to making a positive impact on the lives of the people who live and work in Western New York,” Kim C. Liddell, President, CEO, and Director. “Serving the communities of Western New York is core to our mission, and achieving an “Outstanding” assessment from the OCC exemplifies our commitment to supporting this region.”

Passed in 1977, the Community Reinvestment Act encourages financial institutions to help meet the credit needs of the communities in which they do business, including low and moderate-income neighborhoods.

Detailed information about the Lake Shore Savings Bank Community Reinvestment Grant program, including eligibility requirements and a grant application, can be found on the Bank’s website at https://www.lakeshoresavings.com/putting-people-first.

About Lake Shore Savings Bank Lake Shore Savings Bank is a federally chartered, community-oriented financial institution headquartered in Dunkirk. The bank has ten full-service branch locations in Western New York, including four in Chautauqua County and six in Erie County.